A 609 letter is a method of requesting the removal of negative information (even if it’s accurate) from your credit report, thanks to the legal specifications of section 609 of the Fair Credit Reporting Act. 2875 South Decker Lake Drive, Suite 200, West Valley City, Utah 84119. SECTION 609 of the Fair Credit Reporting Act does not care whether the negative account is valid or not. Credit Dispute Letter #2 in MS Word Format. Every month Credit Versio imports your new 3 bureau credit report and shows which accounts were deleted and your new credit scores. FICO and “The score lenders use” are trademarks or registered trademarks of Fair Isaac Corporation in the United States and other countries. 1 letter to send to creditor/collector who put them there. These letters are sent to the Credit Bureaus. Any accurate or verifiable information will stay on your credit report—a 609 letter doesn’t guarantee its removal. There is no magic trick. Call us today to take advantage of our no-obligation offer. Credit warriors Inc. Letter template detail: 609 letter template pdf – 609 letter template credit dispute letters… Call us today for a free credit report consultation. By Law, you have the […] When you follow the straightforward step-by-step pair of instructions that accompany the “ 609 Letter Template-It-Yourself Credit Argument Letter The people at 609Disputes This is a template of an validation notice -hich, Docs Similar To Fcra Section 609 and 605 Letter… Just persistence, hard work, and finding out new ways that work!! Keep a copy of the letter for your records. Section 609 doesn’t explicitly discuss your right to dispute inaccurate information, but it does assert your right to a copy of all the information in your credit file. Lesson #124 : How many credit cards should you have? All rights reserved. A paralegal is open to review your FREE credit report summary. With these and 609 letters … Lesson #54 : What Dispute Letter do I use for What? I have also included a copy of my credit report with the account I am requesting to have verified circled and highlighted. They’re also obligated to provide a description of the dispute process if you request it in writing. The 609 letters are just a template- please be creative and twerk them to fit your specific situations. The FCRA gives you the right to dispute information you believe to be incorrect or unverifiable. The letters dispute the Credit Reporting Agencies right to REPORT the adverse account - NOT … To positively prove an account is yours, the creditor must provide the Credit Bureau a copy of the original creditor’s documentation (whatever you filled out and signed upon opening the account with the reporting creditor). $ 4.99. Box 740241 Atlanta, GA 30374 or Complaint Department … There’s nothing worse than finding inaccurate information on your credit report, especially if it’s dragging your credit score down. Click through the screens on the right to reserve a time to meet with Credit warriors Inc. We look forward to … You may consider “return receipt requested,” for proof that the credit reporting company received it. “YOU ARE CREDIT WORTHY” Our purpose is to provide educational tools and resources that will assist our members in achieving […] Taking on any debt amounts, whether credit card debt or student loans and trapping yourself in the interest rate cycle is never something for which to strive. The 609 letter is similar to a debt verification letter you would send to a third-party collector when trying to validate the legitimacy of a balance due, which is your right under the Fair Debt … John C. Heath, Attorney at Law, PC d/b/a Lexington Law, and of counsel attorneys. 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